We've Helped Over
2,000 Clients Eliminate $75 Million in Debt—Are You Next?
Transform Your Financial Health in as Little as 45 Days with Proven Results!
2,000+ Satisfied Clients
Over $75 Million in Debt Eliminated
Results in as Little as 45 Days
A+ Client Reviews Across the Board
Financial Restoration That Works—Fast, Reliable, and Backed by 5-Star Client Reviews.
Why Choose Us?
At Dack Credit Services, we specialize in helping individuals regain financial stability by improving their financial standing. With a proven track record of success, we provide tailored solutions, expert guidance, and a results-driven approach. Our commitment to transparency, efficiency, and client satisfaction sets us apart. Let us help you take control of your financial future today
CLIENT AND MENTEE REVIEW VIDEOS
WHAT CAN WE REMOVE
MEDICAL BILLS
STUDENT LOANS
FORECLOSURES
COLLECTIONS
CHARGE-OFFS
PUBLIC RECORDS
LATE PAYMENTS
HARD INQUIRIES
JUDGMENTS
REPOSSESSIONS
BANKRUPTCIES
CHILD-SUPPORT
How It Works in 3 Simple Steps
Select Your
Plan
Start your journey by choosing and purchasing a financial restoration plan.
We Dispute Negative Items
We onboard you and promptly challenge and remove closed/negative accounts.
Watch Your Financial Score Improve
Monitor results in your client portal, updated every 35-40 days (sometimes in just 1-2 weeks).
CLIENT ReVIEWS
About Ayika mitchell
Im Ayika Mitchell, the founder of DACK Credit Services. I know firsthand how frustrating bad credit can be—because I’ve been there too. I understand what it feels like to be denied for loans, struggle with high interest rates, and feel stuck with a credit score that doesn’t reflect your true financial potential. That’s exactly why we’re so passionate about helping others break free from bad credit and take control of their financial future.
I specialize in removing inaccurate late payments, collections, charge-offs, and other negative items that may be holding you back. But we don’t just fix credit—we educate and empower you with the tools and knowledge to maintain great credit for life.
I also know that credit repair takes patience, and that’s why I’m with you every step of the way. Our process is simple and transparent. Whether you’re trying to qualify for a home, car, business loan, or just want better financial opportunities, we’re here to help.
I’ve been in your shoes, and I know the way out. Let’s start rebuilding your credit today!
Affordable Plans for Every Need
($530)
$375
Next Level
Plan
-Includes 3 rounds of disputing services
-The Next steps will be sent via email upon purchase
Legacy Duo
Plan
($900)
$685
-Next Level Plan for Two
-The next steps will be sent via email upon purchase
Chex System
$250
Uncock Your Financial Freedom with our Chex Systems/EWS Removal Service
Increase Your Credit In 45 Days
$27
Transform your credit journey with this exclusive digital toolkit designed to help you build, strengthen, and elevate your credit profile the right way. This guide gives you the structure and clarity you need to make confident financial moves.
$990
1 on 1 mentorship
This 1-on-1 mentorship program is designed for aspiring credit repair specialists who want real results, real training, and real impact.
Monthly Plan
$75
This includes:
Monthly Updates
24/7 Client Portal Access
Weekly Credit Education
Unlimited Deletions
Unlimited Disputes
Credit Building/Management
2 - 12 Month Average (Standard)
Next Level Plan
-Includes 3 rounds of disputing services
-The Next steps will be sent via email upon purchase
Legacy Duo Plan
-Next Level Plan for Two
-The next steps will be sent via email upon purchase
Chex Systems/EWS Removal
Unlock Your Financial Freedom with our Chex Systems/EWS Removal Service
Frequently Asked Questions
How long does it take to see results?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
What items can you remove?
We dispute closed/negative accounts only.
How can I improve my score?
Start with us today! Whether it’s getting negative items removed or adding positive lines, we can help!
Where Can I See My Financial Reports? Is There a Charge for This?
We use Myfreescrorenow because it includes all 3 financial reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for our services, Myfreescrorenow does charge monthly to provide you and us a refreshed copy of your financial report each month.
If you use our affiliate link, the monthly charge will be around $19. It is mandatory that you are up to date with your Myfreescrorenow payment so we can check for updates and send new rounds out to the bureaus.
How Long Does it Take to Fix My Financial Standing?
Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!
The basic package includes 3 rounds (typically takes around 3 months), and the premium plan includes 6 rounds (typically around 6 months). However, the majority of our clients start seeing results in the first 90 days.Remember, we are financial repair specialists, not magicians.
We fight on your behalf, using consumer laws each month to get accounts removed. Financial repair takes patience! With that being said, there are no refunds.
How Long Until I Start Seeing Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
How Do I Get Started?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
Take Control of Your Credit Today!